Zack Owen

2004 N 40th Street

Waco, TX
$ 185,000 Beds 3 Baths 2 Sq 1,332 Virtual Tour
Monthly Estimate* How much can I afford?

Charming and move-in ready, this 3-bedroom, 2-bath home with 2 living areas is tucked away on a quiet dead-end street in an established Waco neighborhood. Thoughtfully designed for comfortable everyday living, the functional layout features inviting living and dining spaces with a natural flow ideal for both relaxing and entertaining. The primary suite provides a comfortable retreat with large closet and bathroom, while two additional bedrooms. In addition. Home has office space that is spacious in size. Step outside to enjoy the covered back patio, perfect for morning coffee, weekend grilling, or unwinding at the end of the day. Additional features include one car garage, fenced yard, beautiful trees. 2nd living area can be 4th bedroom. Located near shopping, dining, schools, library, parks and hospitals , this home blends comfort, functionality, and location. Priced to sell.

Active

  • Price
  • $ 185,000
  • City
  • Waco
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MCLENNAN
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.168 Acres
  • Zip
  • 76707
  • Sqr Footage
  • 1,332
  • Year Built
  • 1948
  • Taxes
  • $ 3766
  • Style
  • Single Family Residence
  • MLS#
  • 21271604
Listed By: Graceland Real Estate
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric
Cooling Ceiling Fan(s),Central Air,Electric
Utilities City Sewer,City Water,Curbs,Electricity Available,Electricity Connected,Individual Gas Meter,Individual Water Meter
Possession Closing/Funding
Roof Metal,Shingle
Appliances Gas Range
Number of Garage Spaces 1
Restrictions Unknown Encumbrance(s)
School District Waco ISD
Exclusions See exclusion form.
Year Built 1948
Levels One
Unexempt Taxes 3766
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Bellaire
Transaction Type For Sale
Occupant Type Owner
County McLennan
Property Type Residential
Year Built Details Preowned
HOA Type None
Special Notes Verify Tax Exemptions
Full Baths 2
Status Active
Directions Use GPS
City Waco
Elementary School Name Dean Highland
High School Waco
Elementary School Dean Highland
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21271604
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Granite Counters,Pantry,Walk-In Closet(s)
Flooring Tile,Wood
Dining Areas 1
Living Areas 1
Room Count 4
Lock Box Type Combo
Total Bedrooms 3
Total Baths 2
Laundry Features Electric Dryer Hookup,In Kitchen,Full Size W/D Area,Dryer Hookup,Washer Hookup,On Site

Exterior Features

Exterior Features Covered Patio/Porch
Lot Features Cleared
Vegetation Grassed
Fencing Back Yard,Fenced,Wood
Soil Type Unknown
Other Structures Poultry Coop
Lot Size Source Public Records
Parking Features Direct Access,Driveway,Garage,Garage Faces Front,Garage Single Door
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 1
Foundation Pillar/Post/Pier
Lot Size Area 0.1680
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 7318.0800
Lot Size Acres 0.1680
Patio And Porch Features Covered,Front Porch,Patio
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Dean Highland
Middle School Unknown Middle School
High School Unknown High School

Price History

5/18/2026 Listed $199,900
6/5/2026 3% - $195,000
7/9/2026 3% - $189,999
8/17/2026 3% - $185,000

Property vs Zip Code Average in 76707

Price
AVG $230K
$190K
Taxes
AVG $3,888
$3,766
Year Built
AVG 1940
1948
Visits
AVG 357
378
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

2004 N 40th Street Waco, TX is a Single Family Home for sale at $185000 with 1332 sqft and a lot size of 0.168 Acres Acre(s). 2004 N 40th Street Waco has 3 bedrooms, 2 baths and was built in 1948. The property's zip code is 76707 which is in Waco, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Zack Owen

Zack Owen

254-652-1813

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